Personal Lines of Credit
Easy Access to Cash When You Need It
We offer a number of secured and unsecured personal lines of credit that can help you gain flexible
access to cash and serve as optional overdraft protection for your First PREMIER Checking account.
Compare Lines of Credit
Our flexible lines of credit offer additional buying power for larger purchases and
can help bridge the gap when account balances go low. Compare options here:
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Advance Access
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Home Equity
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Type | Revolving line of credit | Revolving line of credit | Revolving line of credit |
Credit Line | From $300 - $5,000 | From $2,500 - $100,000 | Varies |
Interest | Fixed Interest1 | Variable Interest1 | Variable Interest1 |
Collateral | Unsecured | Secured or unsecured | Secured by your mortgage |
| FREE Online and Mobile Banking | FREE Online and Mobile Banking | FREE Online and Mobile Banking |
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Home Equity
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Additional Lending Options
Home Mortgage Loans
We have access to an array of loan products and use fast, state-of-the-art loan processing. Whether you're buying or building a home or refinancing your existing mortgage, we offer competitive rates on loans of all sizes - with personal service and local decision-making.
Loans & Payments
Are you looking to better understand payment options for your lifestyle? Our interactive module will help you understand different payment and payoff options.
Learn More
Small Business Loans
We're a top Small Business Administration (SBA) lender. From small business loans to lines of credit, we can help.
Learn More
Disclosures
{1} The Annual Percentage Rate may change.
{2} When you overdraw your checking account, advances will be made in established increments. A $12 Overdraft Protection Fee will be assessed to your checking account for each automatic transfer from a First PREMIER Bank line of credit to cover an overdraft. This fee does not apply to any manual transfer such as by phone, in person or online, or to Reward Checking customers.
