Buying or Building a Home
Local Decisions. Faster Financing.
First PREMIER Bank has developed a streamlined process to move your home loan through the system as quickly and efficiently as possible. All our lending decisions are made locally and our Mortgage Bankers are committed to communicating with you throughout the entire process.
Apply NowBuying a Home
We offer an array of loans and programs for your first, next or forever home. Our lenders provide extensive research of local, state and national programs to find the best rates for your situation. They also work closely with our processors and underwriters to provide a process that is efficient and as stress-free as possible.
Building a Home
Looking to build your house? A home construction loan from First PREMIER Bank can cover the lot, labor and materials. Once your home is nearly complete, your construction loan is refinanced into a traditional home loan. First PREMIER Bank lenders can help you determine what might best fit your needs and walk you through the entire process.
Local Decisions, Competitive Rates
First PREMIER Mortgage lenders understand the different neighborhoods, tax structures and factors that may impact your monthly payment. We can look out for homebuyers in ways that make a difference.
Streamlined Processing
The entire First PREMIER Mortgage team - our lenders, processors and underwriters - all have South Dakota addresses. That means from application to closing, you have local individuals working on your financing and making the decisions.
Home Mortgage Options
|
MAY BE FOR YOU IF YOU ... |
BENEFITS ... |
---|---|---|
CONVENTIONAL |
|
|
ADJUSTABLE |
|
|
FHA LOANS |
|
|
VA LOANS |
|
|
JUMBO LOANS |
|
|
SDHDA LOANS |
|
|
INVESTMENT |
|
|
NEW |
|
|
MAY BE FOR YOU IF YOU ... |
||||||||||||||||
|
||||||||||||||||
BENEFITS ... |
||||||||||||||||
|
||||||||||||||||
"Using a team approach, we move your mortgage application through as quickly and efficiently as possible."
- Angela Beilke, VP, Mortgage Banking Manager
Get Home Faster
Our Commitment to You
- Keep your interests at heart
- Provide responsive, personal service
- Clearly explain the process and timeline
- Disclose fees in a forthright manner
- Ensure speed and efficiency from application to closure