Refinancing a Home
Put Your Home Equity to Work
When you refinance your home loan, you are essentially taking out a new home loan and paying off your original one. A refinance can be beneficial in reducing your interest rate, monthly payment or life of your loan. A cash-out refinance allows you to use the equity in your home to make improvements, consolidate debt or pay for other large purchases. If you’re considering a refinance, First PREMIER Bank’s experienced mortgage bankers can help you find a financial solution that’s right for your budget and situation.
What is Your Goal?
- Consolidate Debt
- Cancel Private Mortgage Insurance (PMI)
- Change loan type (avoid balloon payments or variable rates)
- Save money on total interest paid
- Reduce monthly payments
- Shorten the loan term
Calculate Your Payment
Estimate your payment with our library of online mortgage calculators and financial tools.
Apply Online
Apply for your home loan with our easy and secure online mortgage application.
Home Mortgage Options
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CONVENTIONAL |
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FHA LOANS |
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VA LOANS |
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JUMBO LOANS |
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SDHDA LOANS |
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INVESTMENT |
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NEW |
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"Our experienced mortgage team can evaluate your situation and help determine if refinancing is the best option for you."
- Dez Meadows, Mortgage Banker
Our Commitment to You
- Keep your interests at heart
- Provide responsive, personal service
- Clearly explain the process and timeline
- Disclose fees in a forthright manner
- Ensure speed and efficiency from application to closure